Welcome to IGV HOPE

If rent works but ownership feels out of reach, HOPE locks today's prices and give you time and choice.

No pressure. No risky commitments.

HOPE separates the timing of access from home ownership. Start your ownership journey from strength, not stress.

The Problem HOPE Solves

Housing in under strain - but not for the reasons we think

Many Canadians today:

Can afford rent

Have stable incomes

Contribute to their communities

But they cannot overcome:

Large down payments

ome

wnership

athway

ngine

Strict mortgage rules

Ownership happens later - by choice

IGV Living secures and builds properties

Residents move into their new homes as tenants

How Does HOPE Work?

High upfront buying costs

Our greatest HOPE for human resilience is helping families retake control of their financial futures.

Today, over 72% of Canadians have given up hope on homeownership. That’s why HOPE was created to offer a different pathway that allows you to:

Pay rent as you do today, but live in your home while it grows in value.

Low commitment hurdles and no large upfront deposit required.

Get financially qualified along the way so you are prepared to purchase when you are ready.

Here's How. Now.

Perfect In It's Simplicity

The HOPE program moves beyond traditional Rent-To-Own schemes,

by lowering the barriers to entry without adding financial pressure. It focuses on solving the underlying issues, not short-term workarounds.

	Rent-To-Own	IGV HOPE
Mandatory Down Payment	3-10% deposit of the future value of the home. Payable immediately.	No down payment required
Rental Cost	Market Rate + 25% extra	Rent as normal
Home's Purchase Price	Buy price based on higher future value.	Buy price based on today’s lower value, locking in future gains.
Tenancy Timeframe	10 years	10 years
End of Tenancy Loan-To-Value (LVR) Mortgage Ratio*	Typically 80% LVR - means a bigger loan and harder eligibility hurdles.	Target of 55% LVR - means an easier loan approval and less debt.